Cheap used cars in Toronto

Cheap should mean low price, not low standard. Every car below is under $12,000, safety inspected before delivery and priced all-in, with its history report available before you sign. This is where most first cars and second family cars in the GTA get bought.

Also searched as used cars under $12k Toronto, cheap used cars under $12k in the GTA and cheap used cars in toronto with financing.

Affordable cars on our Toronto lot

Live inventory under $12,000, sorted from the lowest price up. Prices are all-in, before HST and licensing.

• 2016 Ford Focus Electric — $10,990 · 92,088 km · Sedan

What to expect at this budget

• The cheapest car is the one that keeps running Service history beats model year at this price. We show you the report on any car here so you can see what was actually maintained.
• Watch the real cost of ownership Toronto insurance, winter tires and a first service can add over a thousand dollars in year one. Plan for it and the low price stays low.
• Financing works on small amounts too A smaller loan on a shorter term means you own the car sooner and pay far less interest than stretching a bigger balance.

Frequently asked

Can I finance a car at a low price with limited or bad credit?

Yes, we submit applications to a panel of Canadian lenders that includes options for newcomers, work permit holders and drivers rebuilding credit. Pre-qualification takes about two minutes and does not affect your credit score. It is not an approval: the lender decides the rate, term and final amount.

Are cheaper used cars still inspected?

Every vehicle we sell is safety inspected before delivery and its history report is available before you sign, regardless of price. A lower price on our lot reflects age and mileage, not a lower standard of preparation.

What is the cheapest car I can buy in Toronto from a registered dealer?

Our lot generally starts in the $5,000 to $8,000 range depending on what is in stock. Anything below that on the private market usually needs work to pass a safety inspection, which erases the saving.

Are cheap cars from a dealer better than a private sale?

A registered dealer must certify the vehicle, disclose its history and follow OMVIC rules, and you can finance the purchase. A private seller offers none of that protection.

Full used car inventory in Toronto · Check financing options · Used cars under $10,000 in Toronto · Used cars under $15,000 in Toronto · Used cars under $20,000 in Toronto · Used SUVs under $25,000 in Toronto · Used SUVs for sale in Toronto